Analysis of Digital Zakat Philanthropy Development Model: A Systematic Literature Review A Systematic Literature Review

Abstract

ABSTRACT

This study aims to identify effective models for the future implementation of digital zakat that can be recommended to zakat management organizations. The methodology employed is qualitative, utilizing a literature review approach. Data analysis is conducted using the PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) technique. The study utilizes secondary data obtained from the Publish or Perish software on the Google Scholar database. The findings indicate that there are 68 written works in the population, which were then filtered to yield 22 final articles that serve as the primary data sources for the research. From these 22 articles, all present models of digital zakat that can effectively contribute to community welfare, enhance the collection and management of zakat through digital platforms, and ensure transparency and accountability. The study identifies three future models for the implementation of digital zakat that can serve as key references for zakat organizations looking to transition to digital frameworks. These models are: (1) the development of digital zakat, (2) digital zakat platform models within financial institutions and zakat organizations, and (3) zakat models based on fintech and digital wallets. Despite Indonesia having the largest Muslim population in the world, the significant potential of zakat remains underutilized. The main challenges include a lack of awareness about zakat and low public trust in zakat institutions, leading many individuals to prefer direct zakat distribution. The digitization of zakat through digital platforms—such as those offered by zakat organizations, GoPay, DANA, OVO, and mobile banking—provides practical solutions that facilitate zakat payments and enhance public trust in zakat institutions.

Keywords : Digitalization of Zakat, Digital Zakat Model, PRISMA